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Saver (1)
SAVER (1)

Definition: A person who saves money and puts it in a bank, etc. for future use.
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* All eleven elements should be in.


1. Has a purpose and considers act necessary (to emphasize).

2. Has an idea, faint hint, if not an exact one, of what use or need, saved money will be put to 'tomorrow'.
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WHATEVER THE AMOUNT.
Below the Line
3. Money is earned and/or owned. That is, funds are not stolen or embezzled or misappropriated funds or 'illicit' money!

4. 'Bank' is solid. That is, place where money is saved is safe, secured and guaranteed.
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WHATEVER THE INTENDED FUTURE USE.


5. Part or some of money is not 'borrowed' once saving is made - no matter the emergency or lure!

6. Person is not indebted, that is, not owing other person(s) some other money! (Connect to #5).
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WHATEVER THE CURRENCY.


7. Money saved earns some interest, commission, etc. no matter how little.

8. (Reserved.) (Has taken care of the reserves in his or her will!)
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WHEREVER SAVED.


further below the line


9. Person stays alive! (See definition, to emphasize!)

10. Money is accessible to the saver - not to the estate or NOK - whenever he or she needs to use funds. That is, bank 'rules', law(s) and/or regulations, etc. do not, ordinarily make funds inaccessible (connect to #9).
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MAY 'TOMORROW' COME.


much further below the line


11. Person uses/used the money saved, whenever collected, for the originally intended purpose(s) or, as determined by the prevailing situation, at the time of receipt of funds, but only as determined by the owner of savings.
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HOWEVER USED.

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