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Replacement value
REPLACEMENT VALUE

Definition: The replacement value of something that you own is the amount of money it would cost you to replace it, for example if it was stolen or damaged.
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* All five elements should be in.


1. Purposeful and considered necessary to use money to get thing back.

2. Amount is comfortably affordable. That is, there will be no requirement to borrow, steal, etc. to meet obligation.

3. Sum will not be more than the original amount paid to acquire item.

4. Value for money will be obtained from the new item, if eventually acquired, recovered or repossessed.

5. Money used to pay will not be that meant for another very vital or priority need.
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... WHENEVER REPLACED.

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