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Bank charges
BANK CHARGES

Definition: (usually plural) Sums of money paid by a customer for a bank's services.
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* All eleven or twelve elements, as applicable, would be in.


1. Purposeful to have customer levied.

2. Necessary to pay for services received.

3. The amount will be defensible, if questioned.

4. Minimal in the bank's estimation, negotiated or not.

5. Fair and affordable, in the customer's opinion (connect to #6).

6. Payment will not lead to an account being (overdrawn) in the RED.

7. Made known on time - through a discussion or the bank statement.

8. Reflected in the bank's books and fully accounted for.

9. Narration for services rendered will not be misleading.

10. Value for money was obtained for the services paid for.

11. Sums would be correctly calculated - no overcharging.

12. Payments serves purpose(s) especially for the bank.
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'FAULTLESS'. (won't be reversed!)

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