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Loan (3)
LOAN (3)

Definition: Something lent, usually money, on condition that it is returned, with or without interest.
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* All six elements should be in.

* From a recipient's viewpoint.


1. Purposeful and necessary.

2. Got what is requested and as desired. That is, condition(s) (collateral, if applicable, tenure, amount, etc.) is/are favourable.

3. Receives the loan timely, when it is believed possible that it will help to achieve the goal(s).
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See perfect LOAN (1).
Below the Line
1. 'Substantial' (connect to #2 above, for emphasis).

2. Serves purpose(s) for which it was obtained.
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See perfect LOAN (2).


further below the line


1. Written off, afterwards, partly or wholly. Or, maybe better still, not remembered (by the creditor).
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>>> .. VERY 'SOFT'.

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