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Budgeting (1)
BUDGETING (1)

Definition: Being careful about the amount of money you spend.
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* All nine elements should be in.


1. Purposeful, even if only you know this/these.

2. Necessity, in your estimation (connect to #6, to emphasize).

3. Money is yours and meant for a particular use. Or the funds, if belonging to somebody else, are specifically meant for some purpose(s).
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WHAT SORT OF CARE ?
Below the Line
4. You are clearly aware of your duties or responsibilities, burden or burdens, priorities, etc.

5. Your expectation is to still be alive for some more days or weeks or years or decades. That is, no worry of a sudden death or being brain dead in a short while.
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* WHAT IS ESSENTIAL ?


further below the line


6. You have a justification for carefulness.
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a. No desire to attract undue attention from the thief/thieves, pickpocket(s), the tax man or armed robber(s)!

b. Income source(s) not guaranteed or drying up.

c. Inflation, exchange rate concerns, etc.

d. A 'revelation' from above, directly to you or through ... .

e. Preferred choices of expenditure items are not available or not in adequate quantities or appropriate qualities.

f. Unappreciative act(s) or attitude of the beneficiary or beneficiaries of your kindness (if applicable).

g. Expecting hard or harder times. (See 'b'.)

h.

i.

j.
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WHAT'S THE MONEY FOR?!


7. Savings are made from carefulness and these are used wisely.
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AVOID THOSE FRIVOLITIES !


much further below the line


8. Expenditure is not on an illegality!

9. You are free and/or alive to spend 'savings' the next minute, the coming hour or 'tomorrow' (connect to #8).
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THINK !

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